Insurance Services

Financial Security Advisor – Quebec

I am a licensed Financial Security Advisor in the Province of Quebec (AMF Licensed), providing personal insurance services as an independent insurance advisor and broker, in collaboration with Experior Financial Group.

My approach is based on honest advice, realistic needs analysis, and informed decision-making, rather than selling a specific product.
All services are provided in full compliance with Quebec regulatory requirements and oversight authorities.

Insurance Services Offered

🛡️ Life Insurance

• Term Life Insurance

• Permanent and hybrid life insurance solutions (including Universal Life, when appropriate)

• Review and comparison of personal life insurance versus mortgage-linked insurance (Mortgage Insurance)

• Financial protection for family, mortgage obligations, and long-term planning

🏥 Critical Illness & Disability Insurance

• Critical Illness Insurance

• Disability Insurance

• Financial support in the event of serious illness or loss of ability to work

✈️ Travel & Medical Insurance

• Short-term and long-term travel insurance

• Emergency medical coverage outside the country

• Suitable for leisure, business, and family travel

📈 Investment & Retirement Planning

• Insurance-based investment solutions

• Long-term financial and retirement planning

• Strategies aligned with financial goals and risk tolerance

📁  Registered Accounts

• TFSA | RRSP | RESP | FHSA

• Review and design of optimal structures based on personal and family circumstances

🔍 Advisory Process

• Review of personal and family situation

• Analysis of financial needs and objectives

• Comparison of multiple options from reputable providers

• Clear explanation of benefits, limitations, and costs

• Informed recommendations provided without sales pressure

📧 Email: Insurance@Nemat.ca
📞 Phone: 438-861-1438

Legal Disclaimer

Insurance services are provided by a licensed Financial Security Advisor in the Province of Quebec and in compliance with regulatory requirements, including those of the AMF.
These services are offered based on a needs analysis and involve no pressure, obligation, or commitment to purchase any product.

The activities of Services Abad Inc. are entirely independent from insurance and accounting services.
Accounting services are provided strictly at a support/assistant level and do not include CPA services, tax advice, or the preparation or filing of tax returns.